
A bank loan project report is a comprehensive document that outlines the feasibility, financial viability, and repayment capability of a proposed business or personal venture, and is essential when applying for a bank loan. It typically includes an executive summary, promoter/business profile, detailed project or business description, market analysis, technical details, total project cost and funding sources, financial projections (including profit & loss, balance sheet, cash flow, and break-even analysis), a loan repayment plan, SWOT analysis, and annexures like KYC documents, licenses, equipment quotations, and financial records. This report helps banks evaluate the risk and potential of lending to the applicant.